Support Home Eligibility Am I eligible to refinance my auto loan with First Federal Bank of Kansas City? To qualify for an auto loan, you must: Have a verifiable name, date of birth an… Is my car eligible? To refinance your auto loan with First Federal Bank of Kansas City, your car must… Is my existing auto loan eligible? To refinance your auto loan with First Federal Bank of Kansas City, you must have… Which U.S. states does First Federal Bank of Kansas City support? Currently, First Federal Bank of Kansas City refinances auto loans of Alabama, Al… Can First Federal Bank of Kansas City make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requireme… Can I use a cosigner? We do not allow you to apply for a loan with a cosigner. We can only take your in… What are the minimum credit requirements to refinance with First Federal Bank of Kansas City? Applicants must have a minimum credit score of 580, as reported by a consumer rep… What subsequent events may disqualify my application? Prior to payoff of your current lienholder, if your credit history indicates any …